Derek Chang
CFP, CFA · Chang Financial Group
About Derek Chang
Derek Chang is Hawaii's leading fee-only financial advisor, serving island families with investment management and financial planning that accounts for Hawaii's unique cost of living challenges. His multilingual practice serves the diverse Hawaiian community with culturally sensitive financial guidance.
Services Offered
Fee Structure
Fee-Only (fiduciary)
Minimum assets: $150,000
This advisor is compensated solely by client fees, not commissions. They are legally bound to act in your best interest as a fiduciary.
Specialties
Investment Management
Grow your wealth with professional portfolio management, asset allocation, and evidence-based investment strategies.
Retirement Planning
Plan for a secure retirement with expert guidance on 401(k)s, IRAs, Social Security optimization, and withdrawal strategies.
College Planning
Save smart for education with 529 plans, financial aid strategies, and college cost projections to reduce student debt.
Why Choose Derek?
13+ Years Experience
Proven track record serving clients since 2013
2 Professional Credentials
Holds CFP, CFA designations
58 Client Reviews
4.8/5 average rating from verified clients
In-Person & Virtual
Flexible meeting options to fit your schedule
Client Reviews
John M.
December 10, 2025
Working with Derek has been a game-changer for our family's finances. They took the time to understand our unique situation and created a plan that actually works for us.
Sarah T.
November 13, 2025
Derek is incredibly knowledgeable and patient. They explained everything in terms we could understand and never made us feel rushed or pressured.
Mike K.
October 16, 2025
I've been working with Derek for over 4 years and they have consistently delivered excellent advice. Their expertise in Investment Management has saved us thousands.
Location
Honolulu, Hawaii
Map integration available on request
Request a Free Consultation
Connect with Derek to discuss your financial goals. In-person or virtual meetings available.
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