Janet Phillips
CFP · Phillips Financial Coaching
About Janet Phillips
Janet Phillips is a financial coach and CFP who helps Hoosier families overcome financial stress and build healthy money habits. Her judgment-free coaching practice specializes in debt elimination, emergency fund building, and making the most of modest incomes. Janet believes that financial planning should start with behavior, not products.
Services Offered
Fee Structure
Hourly Rate
$100 per hour
This advisor charges $100 per hour for consultations and planning. You pay only for the time you use.
Specialties
Debt Management
Eliminate debt faster with personalized payoff strategies, consolidation advice, and credit score improvement plans.
College Planning
Save smart for education with 529 plans, financial aid strategies, and college cost projections to reduce student debt.
Retirement Planning
Plan for a secure retirement with expert guidance on 401(k)s, IRAs, Social Security optimization, and withdrawal strategies.
Why Choose Janet?
8+ Years Experience
Proven track record serving clients since 2018
1 Professional Credentials
Holds CFP designations
134 Client Reviews
4.9/5 average rating from verified clients
In-Person & Virtual
Flexible meeting options to fit your schedule
Client Reviews
John M.
December 10, 2025
Working with Janet has been a game-changer for our family's finances. They took the time to understand our unique situation and created a plan that actually works for us.
Sarah T.
November 13, 2025
Janet is incredibly knowledgeable and patient. They explained everything in terms we could understand and never made us feel rushed or pressured.
Mike K.
October 16, 2025
I've been working with Janet for over 2 years and they have consistently delivered excellent advice. Their expertise in Debt Management has saved us thousands.
Lisa R.
September 19, 2025
The team at Phillips Financial Coaching is professional and responsive. Janet always returns calls promptly and provides thoughtful, well-researched recommendations.
Location
Indianapolis, Indiana
Map integration available on request
Request a Free Consultation
Connect with Janet to discuss your financial goals. In-person or virtual meetings available.
Prepare for Your Consultation
Use these free tools to understand your finances before meeting with Janet: