Vivian Torres
CFP, CPA · Torres Tax & Financial Planning
About Vivian Torres
Vivian Torres provides expert tax and financial planning for California small business owners, with a focus on the agricultural and food service industries in the Sacramento Valley. Her bilingual practice and deep community roots have made her a trusted advisor for hundreds of local business owners.
Services Offered
Fee Structure
Fee-Only (fiduciary)
Minimum assets: $50,000
This advisor is compensated solely by client fees, not commissions. They are legally bound to act in your best interest as a fiduciary.
Specialties
Tax Planning
Minimize your tax burden with strategic planning, tax-loss harvesting, Roth conversions, and year-round tax optimization.
Small Business
Navigate business finances with guidance on entity structure, payroll, business succession, and retirement plans for owners.
Estate Planning
Protect your legacy with wills, trusts, beneficiary designations, and wealth transfer strategies for future generations.
Why Choose Vivian?
14+ Years Experience
Proven track record serving clients since 2012
2 Professional Credentials
Holds CFP, CPA designations
77 Client Reviews
4.7/5 average rating from verified clients
In-Person & Virtual
Flexible meeting options to fit your schedule
Client Reviews
John M.
December 10, 2025
Working with Vivian has been a game-changer for our family's finances. They took the time to understand our unique situation and created a plan that actually works for us.
Sarah T.
November 13, 2025
Vivian is incredibly knowledgeable and patient. They explained everything in terms we could understand and never made us feel rushed or pressured.
Mike K.
October 16, 2025
I've been working with Vivian for over 4 years and they have consistently delivered excellent advice. Their expertise in Tax Planning has saved us thousands.
Location
Sacramento, California
Map integration available on request
Request a Free Consultation
Connect with Vivian to discuss your financial goals. In-person or virtual meetings available.
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