Developer API

Build Financial Tools
Into Your App

Access 326 financial calculators via a simple REST API. Mortgage, loan, investment, tax, insurance, and more — all with a single API key.

Request
const response = await fetch("https://getnextool.com/api/v1/tools", {
  method: "POST",
  headers: {
    "Content-Type": "application/json",
    "x-api-key": "ntool_YOUR_API_KEY_HERE",
  },
  body: JSON.stringify({
    tool: "mortgage-calculator",
    inputs: {
      loanAmount: 350000,
      interestRate: 6.5,
      loanTermYears: 30,
      downPayment: 70000,
    },
  }),
});

const data = await response.json();
console.log(data.result);
326
Financial Calculators
99.9%
Uptime SLA
<50ms
Avg Response Time
2,400+
Developers Using API

Simple, Transparent Pricing

Start free, scale as you grow. No hidden fees, no surprises. Overage is billed per-request — you never get cut off.

Free

$0

Free forever

100requests / day
Includes
  • 100 requests/day
  • 10 req/min rate limit
  • Basic calculators only
  • JSON responses
  • Community support
Most Popular

Developer

$19/month

Overage: $0.002/request

10Krequests / month
Everything in Free, plus
  • 10,000 requests/month
  • 60 req/min rate limit
  • All 326 calculators
  • JSON + CSV responses
  • Webhook support
  • Email support
  • API key dashboard
Get Developer API Key14-day money-back guarantee

Business

$79/month

Overage: $0.001/request

100Krequests / month
Everything in Developer, plus
  • 100,000 requests/month
  • 300 req/min rate limit
  • All calculators + AI tools
  • All response formats
  • Webhook + streaming
  • Priority support
  • Custom endpoints
  • SLA 99.9%
Get Business API Key14-day money-back guarantee

Enterprise

Custom

Tailored to your needs

Unlimitedrequests
Everything in Business, plus
  • Unlimited requests
  • Custom rate limits
  • Dedicated infrastructure
  • Custom calculators
  • White-label API
  • 24/7 phone support
  • SLA 99.99%
  • Dedicated account manager

Built for Every Financial Use Case

From startups to enterprises, teams use the NexTool API to embed financial intelligence into their products.

Fintech Apps

Embed mortgage pre-qualification, loan comparison, and investment projections directly in your fintech product.

Financial Advisors

Power client-facing portals with retirement planning, tax estimation, and net worth calculators.

Content Publishers

Add interactive calculators to financial articles and blog posts to boost engagement and time-on-page.

Insurance Companies

Calculate premiums, compare coverage options, and estimate life insurance needs programmatically.

Real Estate Platforms

Show monthly payments, closing costs, and affordability estimates alongside property listings.

Banks & Credit Unions

Integrate loan, savings, and CD calculators into online banking portals and mobile apps.

Works With Any Language or Framework

Simple REST API with JSON responses. If your language can make HTTP requests, it can use NexTool.

JavaScriptPythonRubyPHPGoJavaC#SwiftKotlinRustcURLReactNext.jsVueAngularFlutter

Compare Plans

A detailed breakdown of what is included in each tier.

FeatureFreeDeveloperBusinessEnterprise
Monthly requests100/day10,000100,000Unlimited
Rate limit10/min60/min300/minCustom
Calculator accessBasic onlyAll 326All + AIAll + Custom
Response formatsJSONJSON, CSVAll formatsAll formats
Webhook support
Streaming responses
Custom endpoints
API key dashboard
White-label API
SLA guaranteeNoneNone99.9%99.99%
SupportCommunityEmailPriority24/7 phone
Overage pricingN/A$0.002/req$0.001/reqCustom

Get Started in 3 Steps

From signup to your first API response in under 5 minutes.

1

Create an Account

Sign up for free and pick a plan that fits your usage. No credit card required for the Free tier.

2

Get Your API Key

Generate an API key from your dashboard. You can create up to 5 keys per account for different environments.

3

Make Your First Call

Send a POST request to /api/v1/tools with your API key and tool inputs. Get JSON results instantly.

Trusted by Developers

We replaced three separate APIs with NexTool. One key, 326 calculators. Our integration time dropped from weeks to hours.

Sarah Chen
CTO, FinanceKit

The mortgage calculator API alone saves us 40+ engineering hours per quarter. The response format is clean and consistent across all tools.

Marcus Rivera
Lead Developer, HomeScout

We embedded NexTool calculators into our financial content. Article engagement increased 3x and average session duration doubled.

Emily Walsh
VP Engineering, MoneyWise Media

Frequently Asked Questions

How does API authentication work?

After subscribing, you will receive an API key from your dashboard. Include it in the x-api-key header with every request. Keys use the format ntool_ followed by 32 hex characters.

What happens when I exceed my request quota?

On the Free tier, additional requests return a 429 error until the daily limit resets. On paid tiers, overage requests are charged at the listed per-request rate and billed at the end of your billing cycle.

Can I upgrade or downgrade my plan at any time?

Yes. Upgrades take effect immediately with prorated billing. Downgrades take effect at the start of your next billing cycle. You will not lose any data when changing plans.

What is the SLA guarantee?

Business plans include a 99.9% uptime SLA, and Enterprise plans include 99.99%. If we fail to meet the SLA, you receive service credits as outlined in our Service Level Agreement.

Do you offer annual billing discounts?

Yes. Contact our sales team for annual billing on Developer and Business plans, which include a 20% discount. Enterprise plans always include custom billing terms.

Can I test the API before committing to a paid plan?

Absolutely. The Free tier gives you 100 requests per day with no credit card required. This is enough to prototype your integration before upgrading.

What response formats are supported?

All tiers support JSON responses. Developer and above also support CSV exports. Business and Enterprise tiers support all formats including XML, streaming JSON, and custom formats.

Is there a sandbox or staging environment?

Yes. All API keys work against both our production and sandbox environments. Sandbox requests do not count against your quota.

Enterprise

Need a Custom Solution?

Get unlimited requests, dedicated infrastructure, custom SLAs, and a dedicated account manager. Tell us about your needs.

We typically respond within 1 business day.

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Ready to Build?

Start with 100 free requests per day. No credit card required. Upgrade when you are ready to scale.

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