2026 Cost of Living Comparison

Cost of Living: Boston vs Philadelphia

Boston is 49% more expensive than Philadelphia

Boston, MA
152
Cost Index
vs
Philadelphia, PA
102
Cost Index

Quick Answer

Boston is 49% more expensive than Philadelphia. A $75,000 salary in Boston is equivalent to $50,329 in Philadelphia. The biggest gap is in housing costs.

Monthly Cost Comparison

Side-by-side monthly costs for major expense categories:

CategoryBostonPhiladelphiaCheaper
Housing$3,040/mo$2,040/moPhiladelphia (-$1,000)
Groceries$517/mo$347/moPhiladelphia (-$170)
Transportation$479/mo$321/moPhiladelphia (-$158)
Healthcare$650/mo$436/moPhiladelphia (-$214)
Utilities$243/mo$163/moPhiladelphia (-$80)
Dining Out$456/mo$306/moPhiladelphia (-$150)
Total Monthly$5,385$3,613Philadelphia

Category-by-Category Comparison

Housing
Philadelphia saves $1,000/mo
Boston
$3,040
Philadelphia
$2,040
Groceries
Philadelphia saves $170/mo
Boston
$517
Philadelphia
$347
Transportation
Philadelphia saves $158/mo
Boston
$479
Philadelphia
$321
Healthcare
Philadelphia saves $214/mo
Boston
$650
Philadelphia
$436
Utilities
Philadelphia saves $80/mo
Boston
$243
Philadelphia
$163
Dining Out
Philadelphia saves $150/mo
Boston
$456
Philadelphia
$306

Salary Equivalent: Boston to Philadelphia

Here is what various salaries in Boston are equivalent to in Philadelphia, adjusted for cost of living differences:

Salary in Boston=Equivalent in PhiladelphiaDifference
$50,000$33,553-$16,447
$75,000$50,329-$24,671
$100,000$67,105-$32,895
$125,000$83,882-$41,118
$150,000$100,658-$49,342

If you move from Boston to Philadelphia, you would maintain the same lifestyle on a lower salary.

Which City Wins by Category?

Housing
PhiladelphiaWinner

Save $12,000/year compared to Boston

Groceries
PhiladelphiaWinner

Save $2,040/year compared to Boston

Transportation
PhiladelphiaWinner

Save $1,896/year compared to Boston

Healthcare
PhiladelphiaWinner

Save $2,568/year compared to Boston

Utilities
PhiladelphiaWinner

Save $960/year compared to Boston

Dining Out
PhiladelphiaWinner

Save $1,800/year compared to Boston

Quality of Life Comparison

FactorBostonPhiladelphia
Job MarketBoston has a competitive, high-paying job marketPhiladelphia has a growing job market
WeatherVaries by regionVaries by region
CommuteLonger average commute, robust public transitModerate commute times
EntertainmentWorld-class dining, arts, and nightlifeGood variety of activities and dining

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Frequently Asked Questions

Is Boston more expensive than Philadelphia?

Yes, Boston is approximately 49% more expensive than Philadelphia overall. The biggest difference is in housing, where Boston costs are significantly higher.

What salary in Philadelphia equals $75,000 in Boston?

A $75,000 salary in Boston is equivalent to approximately $50,329 in Philadelphia, adjusted for cost of living differences. This accounts for housing, groceries, transportation, and other expenses.

Where is housing cheaper, Boston or Philadelphia?

Housing is cheaper in Philadelphia, with average monthly costs of $2,040 compared to $3,040 in Boston.

Should I move from Boston to Philadelphia?

Moving from Boston to Philadelphia could save you approximately $12,000/year on housing alone. However, consider career opportunities, salary adjustments, quality of life, and personal preferences.

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