2026 Cost of Living Comparison

Cost of Living: Chicago vs Minneapolis

Chicago is 2% more expensive than Minneapolis

Chicago, IL
107
Cost Index
vs
Minneapolis, MN
105
Cost Index

Quick Answer

Chicago is 2% more expensive than Minneapolis. A $75,000 salary in Chicago is equivalent to $73,598 in Minneapolis. The biggest gap is in housing costs.

Monthly Cost Comparison

Side-by-side monthly costs for major expense categories:

CategoryChicagoMinneapolisCheaper
Housing$2,140/mo$2,100/moMinneapolis (-$40)
Groceries$364/mo$357/moMinneapolis (-$7)
Transportation$337/mo$331/moMinneapolis (-$6)
Healthcare$457/mo$449/moMinneapolis (-$8)
Utilities$171/mo$168/moMinneapolis (-$3)
Dining Out$321/mo$315/moMinneapolis (-$6)
Total Monthly$3,790$3,720Minneapolis

Category-by-Category Comparison

Housing
Minneapolis saves $40/mo
Chicago
$2,140
Minneapolis
$2,100
Groceries
Minneapolis saves $7/mo
Chicago
$364
Minneapolis
$357
Transportation
Minneapolis saves $6/mo
Chicago
$337
Minneapolis
$331
Healthcare
Minneapolis saves $8/mo
Chicago
$457
Minneapolis
$449
Utilities
Minneapolis saves $3/mo
Chicago
$171
Minneapolis
$168
Dining Out
Minneapolis saves $6/mo
Chicago
$321
Minneapolis
$315

Salary Equivalent: Chicago to Minneapolis

Here is what various salaries in Chicago are equivalent to in Minneapolis, adjusted for cost of living differences:

Salary in Chicago=Equivalent in MinneapolisDifference
$50,000$49,065-$935
$75,000$73,598-$1,402
$100,000$98,131-$1,869
$125,000$122,664-$2,336
$150,000$147,196-$2,804

If you move from Chicago to Minneapolis, you would maintain the same lifestyle on a lower salary.

Which City Wins by Category?

Housing
MinneapolisWinner

Save $480/year compared to Chicago

Groceries
MinneapolisWinner

Save $84/year compared to Chicago

Transportation
MinneapolisWinner

Save $72/year compared to Chicago

Healthcare
MinneapolisWinner

Save $96/year compared to Chicago

Utilities
MinneapolisWinner

Save $36/year compared to Chicago

Dining Out
MinneapolisWinner

Save $72/year compared to Chicago

Quality of Life Comparison

FactorChicagoMinneapolis
Job MarketChicago has a growing job marketMinneapolis has a growing job market
WeatherVaries by regionVaries by region
CommuteModerate commute timesModerate commute times
EntertainmentGood variety of activities and diningGood variety of activities and dining

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Frequently Asked Questions

Is Chicago more expensive than Minneapolis?

Yes, Chicago is approximately 2% more expensive than Minneapolis overall. The biggest difference is in housing, where Chicago costs are significantly higher.

What salary in Minneapolis equals $75,000 in Chicago?

A $75,000 salary in Chicago is equivalent to approximately $73,598 in Minneapolis, adjusted for cost of living differences. This accounts for housing, groceries, transportation, and other expenses.

Where is housing cheaper, Chicago or Minneapolis?

Housing is cheaper in Minneapolis, with average monthly costs of $2,100 compared to $2,140 in Chicago.

Should I move from Chicago to Minneapolis?

Moving from Chicago to Minneapolis could save you approximately $480/year on housing alone. However, consider career opportunities, salary adjustments, quality of life, and personal preferences.

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