Personal Injury Calculator

Calculate an estimated personal injury settlement range based on medical bills, lost wages, pain and suffering, and injury severity. Understand how the pain multiplier works and see net settlement after attorney fees.

Important: Estimate Only

This calculator provides a rough estimate for educational purposes only. It does not constitute legal advice. Every personal injury case is unique, and actual settlements depend on many factors including liability, evidence, jurisdiction, and negotiation. Always consult a qualified personal injury attorney for advice specific to your situation.

Medical Bills

Past Medical Bills ($)

ER visits, surgery, therapy, medications to date

Future Estimated Medical Bills ($)

Ongoing treatment, rehabilitation, follow-ups

Lost Wages

Past Lost Wages ($)

Income already lost due to injury

Future Lost Wages ($)

Projected future income loss, reduced earning capacity

Property Damage ($)

Vehicle repairs/replacement, personal belongings, equipment

Injury Type

Sprains, strains, whiplash, bruises, minor cuts

Pain and Suffering Level (1-10)

MinimalModerateExtreme

Significant pain, substantial activity limitations

Permanent Disability (%)

Percentage of permanent impairment as rated by a physician (0% = no permanent disability, 100% = total disability)

Insurance Policy Limit ($)

The at-fault party's insurance policy maximum. Leave blank if unknown. Common limits: $25,000 / $50,000 / $100,000 / $250,000 / $500,000.

Enter your damages above (medical bills, lost wages, property damage) to estimate a personal injury settlement range. Select your injury type and pain level for a more accurate multiplier calculation.

Legal Disclaimer

This calculator is for educational and informational purposes only. It does not constitute legal advice. Personal injury settlements vary enormously based on factors this calculator cannot account for, including liability determination, comparative fault, jurisdiction, insurance company practices, quality of evidence, and attorney skill.

The pain multiplier method shown here is one of several approaches used in settlement negotiations. Insurance companies may use computer algorithms (like Colossus) that produce different results. Jury verdicts at trial can also differ significantly from pre-trial estimates.

Permanent disability calculations, future medical costs, and future lost wages should be evaluated by qualified medical and economic experts. Tax implications of settlements also vary.

Always consult a licensed personal injury attorney in your jurisdiction to evaluate your specific case. Most personal injury attorneys offer free initial consultations.

Save your results

Try Retirement Calculator Track Your BMI Calculate Daily Calories

Compare Financial Products

See personalized rates and offers from top providers.

Compare Now

Sponsored · We may earn a commission at no cost to you

How to Use Personal Injury Calculator

1Enter your medical bills and lost wages.
2Select your injury type and severity.
3View your estimated settlement range.
4See net amount after attorney fees.

Frequently Asked Questions

How are personal injury settlements calculated?▾

Settlements typically include special damages (medical bills + lost wages + property damage) multiplied by a pain multiplier (1.5x-5x based on injury severity) to estimate general damages. The total gives a settlement range.

What is the pain multiplier?▾

The pain multiplier reflects injury severity. Soft tissue injuries use 1.5-2x, moderate injuries 2-3x, serious injuries like fractures 3-4x, and severe injuries like TBI or spinal cord damage 4-5x or higher.

How much do attorneys take from settlements?▾

Personal injury attorneys typically work on contingency, taking 33% of the settlement if resolved before trial and 40% if it goes to trial. Some also deduct case expenses from the settlement amount.

Get weekly tips for Personal Injury Calculator & more

No spam. Unsubscribe anytime.

About Personal Injury Calculator

NexTool's Personal Injury Calculator is completely free to use with no sign-up required. Your data is processed directly in your browser and never sent to our servers, ensuring complete privacy and instant results.