Stamp Duty Calculator
Estimate stamp duty and transfer taxes for real estate purchases across 15 US states. Includes title insurance, recording fees, and attorney fee estimates for a complete closing cost breakdown.
Stamp Duty / Transfer Tax Calculator
Transfer Tax
$1,600.00
0.400% effective rate
Title Insurance
$2,000.00
Est. Total Closing
$6,250.00
Closing Cost Breakdown — New York
How to Use Stamp Duty Calculator
- 1Enter the property purchase price
- 2Select your state for local tax rates
- 3Indicate if you're a first-time homebuyer
- 4Review the complete closing cost breakdown
Frequently Asked Questions
What is stamp duty / transfer tax?▾
Stamp duty (called transfer tax in the US) is a government tax charged when property ownership changes hands. Rates vary by state from $0 (Texas) to $7.50 per $1,000 (Connecticut). It's typically paid at closing.
Who pays transfer tax — buyer or seller?▾
It varies by state and local custom. In most states, the seller pays transfer tax. However, in some areas (like New York City above $1M), buyers pay additional mansion taxes. The purchase contract usually specifies who pays.
What are typical closing costs for a home purchase?▾
Total closing costs typically range from 2-5% of the purchase price. This includes transfer taxes, title insurance (0.5% of price), recording fees ($50-250), attorney fees ($1,500-3,000), and lender fees if financing.
About Stamp Duty Calculator
Estimate stamp duty and transfer taxes for real estate purchases across 15 US states. Includes title insurance, recording fees, and attorney fee estimates for a complete closing cost breakdown.
NexTool's Stamp Duty Calculator is completely free to use with no sign-up required. Your data is processed directly in your browser and never sent to our servers, ensuring complete privacy and instant results.
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