Never Miss a Rate Drop Again
Get instant alerts when mortgage, savings, or CD rates hit your target. Monitor across 50+ lenders — set it and forget it.
Rate Alert
30-Year Fixed dropped to 6.49%
Below your target of 6.50% — down 3 bps today
Sample notification — your alerts look like this
How It Works
Set Your Target Rate
Choose your rate type and your threshold. We default to 25 basis points below the current rate.
We Monitor 24/7
Real-time tracking across 50+ lenders. Our system checks rates continuously so you do not have to.
Get Notified Instantly
Email or SMS the moment rates drop below your target. Act fast to lock in the best rate.
Configure Your Rate Alert
Choose your rate type, set your target, and start monitoring. It takes less than 30 seconds.
Set Up a Rate Alert
Configure your alert below (Pro required for unlimited alerts)
41
Rates Monitored
64+
Lenders Tracked
10
Rate Categories
24/7
Monitoring
Free vs Pro Rate Alerts
Free
Pro
Why Set Rate Alerts?
Save Thousands on Your Mortgage
A 0.25% rate drop on a $400K mortgage saves $20,000+ over 30 years. Our alerts ensure you never miss the perfect moment to lock in.
Lock in the Best CD Rates
CD rates change weekly. Get notified when short-term CDs hit your target APY so you can maximize your guaranteed returns.
Optimize Savings Account Yields
High-yield savings rates shift constantly. Know immediately when top accounts raise their APY so you can move your money fast.
Time Your Refinance Perfectly
Refinancing at the right moment saves hundreds per month. Our alerts track refinance rates so you can act at the ideal time.
Current Rates Snapshot
Here is what rates look like today. Set an alert for any rate below.
30-Year Fixed
Best: 6.50%
15-Year Fixed
Best: 5.75%
High-Yield Savings
Best: 5.15%
1-Year CD
Best: 5.10%
New Car 60-Month
Best: 5.49%
Excellent Credit (750+)
Best: 6.99%
Purchase APR
Best: 15.49%
Users who set rate alerts save an average of $3,400 on their mortgage
Based on average savings from timing mortgage applications with rate drops
Weekly Rate Newsletter
Get a free weekly summary of rate movements, expert analysis, and tips to save money on loans and earn more on savings.
Frequently Asked Questions
How quickly will I be notified?
Free users receive daily email digests if their target rate is met. Pro users get real-time email and SMS notifications within minutes of a rate change being detected.
How many rate alerts can I set?
Free users can set 1 active rate alert. Pro users ($9/mo) get unlimited rate alerts across all rate categories, plus historical trend data and rate predictions.
Which lenders do you monitor?
We monitor 50+ lenders including major banks (Chase, Wells Fargo, Bank of America), online lenders (Better.com, Rocket Mortgage), and credit unions. Our data comes from official sources like Freddie Mac PMMS and FDIC surveys.
Can I set alerts for multiple rate types?
Pro users can set unlimited alerts across all categories including mortgage, refinance, savings, CDs, auto loans, personal loans, student loans, credit cards, home equity, and business loans.
Will you sell my email to lenders?
No. Your contact information is never shared with third parties. We only use your email to send rate alert notifications and our optional weekly rate newsletter.
How accurate are your rate predictions?
Our rate predictions are based on 7-day and 30-day trend analysis of actual rate data. While no prediction is guaranteed, our trend analysis helps you understand the direction rates are heading.
Start Monitoring Rates Today
Set your first rate alert in under 30 seconds. Free forever — upgrade to Pro for unlimited alerts and SMS.