Updated March 10, 2026

Compare Financial Rates Across Top Lenders

Select a rate category below to see a side-by-side comparison of rates from top lenders. The best rates are highlighted so you can quickly find the most competitive offers.

64+ lenders41 rate productsUpdated daily

Select Rate Type

Lenders Compared

Best Rate

6.50%

Avg Rate

6.75%

Rate Products

Mortgage Rates — Side-by-Side Comparison

Sorted by lowest rate. Best rates are highlighted in green.

Rank	Lender	Rate	APR	Points	Fees	Min Credit Score
1	Better.comFeatured	6.50%Best	6.68%	0.75	$1,500	680	Apply Now
2	Navy FederalFeatured	6.55%	6.70%	None	$1,600	620	Apply Now
3	United Wholesale Mortgage	6.65%	6.82%	0.50	$1,800	660	Apply Now
4	Rocket MortgageFeatured	6.75%	6.92%	0.50	$2,100	620	Apply Now
5	Bank of America	6.79%	6.94%	0.38	$2,200	660	Apply Now
6	LoanDepot	6.80%	6.95%	0.25	$2,400	640	Apply Now
7	Wells Fargo	6.85%	6.99%	0.25	$2,500	680	Apply Now
8	Chase	6.88%	7.02%	None	$2,750	700	Apply Now

1Better.comFeatured

Rate

6.50%

APR

6.68%

Min Score

680

Fees: $1,500 | Points: 0.75Apply Now

2Navy FederalFeatured

Rate

6.55%

APR

6.70%

Min Score

620

Fees: $1,600 | Points: NoneApply Now

3United Wholesale Mortgage

Rate

6.65%

APR

6.82%

Min Score

660

Fees: $1,800 | Points: 0.50Apply Now

4Rocket MortgageFeatured

Rate

6.75%

APR

6.92%

Min Score

620

Fees: $2,100 | Points: 0.50Apply Now

5Bank of America

Rate

6.79%

APR

6.94%

Min Score

660

Fees: $2,200 | Points: 0.38Apply Now

6LoanDepot

Rate

6.80%

APR

6.95%

Min Score

640

Fees: $2,400 | Points: 0.25Apply Now

7Wells Fargo

Rate

6.85%

APR

6.99%

Min Score

680

Fees: $2,500 | Points: 0.25Apply Now

8Chase

Rate

6.88%

APR

7.02%

Min Score

700

Fees: $2,750 | Points: NoneApply Now

Rates as of March 10, 2026. Actual rates may vary based on your qualifications.Powered by NexTool

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How We Source Our Rates

Official Sources

Our mortgage rates come from the Freddie Mac Primary Mortgage Market Survey (PMMS), the most widely referenced benchmark. Savings and CD rates are sourced from FDIC national rate surveys. Federal student loan rates come directly from the U.S. Department of Education.

Daily Updates

Rates are updated daily from lender websites and official data feeds. Lender-specific rates reflect advertised rates for well-qualified borrowers. Your actual rate may differ based on credit score, loan amount, down payment, and other factors.

Trend Data

We track 7-day and 30-day rate trends to help you understand the direction of rates. Trend data shows whether rates are rising, falling, or holding steady, so you can time your financial decisions more effectively.

Affiliate Disclosure

Some lenders on our comparison tables are advertising partners. Featured lenders may compensate NexTool when you click “Apply Now.” This does not affect our rate data or ranking order, which is always based on the actual rates offered. Non-partner lenders are included for comprehensive comparison.

Browse by Rate Category

Mortgage Rates

6.75%

8 lenders

Refinance Rates

6.85%

6 lenders

Savings Rates

4.85%

7 lenders

CD Rates

4.50%

7 lenders

Auto Loan Rates

5.85%

6 lenders

Personal Loan Rates

8.50%

6 lenders

Student Loan Rates

5.50%

6 lenders

Credit Card Rates

20.74%

6 lenders

Home Equity Rates

8.50%

6 lenders

Business Loan Rates

10.50%

6 lenders

Rates shown are for informational purposes only and do not constitute a loan offer or financial advice. All rates are subject to change without notice. Last updated: March 10, 2026.