Debt Snowball/Avalanche Tracker
Pay off your debt faster with this dual-strategy tracker. Enter all your debts and the spreadsheet automatically generates both snowball (smallest balance first) and avalanche (highest interest first) payoff plans. See exactly when you'll be debt-free.
Features
- Enter up to 20 debts with balances, rates, and minimum payments
- Automatic snowball payoff order and timeline
- Automatic avalanche payoff order and timeline
- Side-by-side comparison of total interest paid
- Monthly payment schedule for each strategy
- Debt-free date calculator
- Extra payment impact calculator
What's Included
- Debt input sheet for all your accounts
- Snowball strategy tab with payment schedule
- Avalanche strategy tab with payment schedule
- Comparison dashboard
- Extra payment impact calculator
Debt payoff tracker showing snowball and avalanche strategies side by side
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User Reviews
“Exactly what I needed to get my finances organized. The formulas are well-built and easy to customize.”
“I've tried dozens of budget templates and this is by far the cleanest and most practical one.”
“Very comprehensive. Took a few minutes to set up but once I did, it's been saving me hours every month.”
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