Free Financial Templates
& Spreadsheets
Download professionally designed budget planners, debt trackers, investment portfolios, and more. Works with Excel, Google Sheets, and LibreOffice.
Showing 15 of 15 templates
Simple Monthly Budget
A clean, easy-to-use monthly budget spreadsheet that tracks your income and expenses across common categories. Perfect for beginners who want to start budgeting without complexity. Pre-built formulas automatically calculate your remaining balance and savings rate.
- ✓Pre-filled common expense categories (housing, food, transportation, etc.)
- ✓Automatic income vs. expense balance calculation
- ✓Monthly savings rate percentage
Basic Expense Tracker
Track every dollar you spend with this straightforward expense tracker. Log daily transactions, categorize spending, and see weekly and monthly totals at a glance. No complicated setup — just start entering your expenses.
- ✓Daily transaction log with date, description, amount, and category
- ✓Automatic weekly and monthly expense summaries
- ✓Category-based spending totals
Net Worth Snapshot
A beautifully designed one-page PDF that helps you calculate your total net worth. List all your assets and liabilities, and see your net worth at a glance. Print it out or fill it digitally — great for annual financial check-ups.
- ✓Clean one-page layout for assets and liabilities
- ✓Pre-listed common asset categories (bank accounts, investments, property)
- ✓Pre-listed common liability categories (mortgage, student loans, credit cards)
Complete Annual Budget Planner
A comprehensive 12-month budget planner with monthly tabs, annual summary, and spending trend charts. Track income, fixed expenses, variable expenses, and savings goals all year long. The annual dashboard gives you a bird's-eye view of your financial year.
- ✓12 individual monthly budget tabs with detailed categories
- ✓Annual summary dashboard with year-over-year trends
- ✓Automatic spending charts and graphs
Debt Snowball/Avalanche Tracker
Pay off your debt faster with this dual-strategy tracker. Enter all your debts and the spreadsheet automatically generates both snowball (smallest balance first) and avalanche (highest interest first) payoff plans. See exactly when you'll be debt-free.
- ✓Enter up to 20 debts with balances, rates, and minimum payments
- ✓Automatic snowball payoff order and timeline
- ✓Automatic avalanche payoff order and timeline
Investment Portfolio Tracker
Keep tabs on all your investments in one place. Track stocks, bonds, ETFs, mutual funds, and crypto across multiple accounts. Automatic gain/loss calculations, portfolio allocation charts, and dividend tracking included.
- ✓Track unlimited holdings across multiple brokerage accounts
- ✓Automatic gain/loss and return percentage calculations
- ✓Portfolio allocation breakdown by asset class
Tax Deduction Log
Never miss a deduction again. This spreadsheet organizes all your potential tax deductions by category with IRS schedule references. Track receipts, log amounts, and see your estimated tax savings throughout the year.
- ✓Pre-built categories matching IRS Schedule A, C, and E
- ✓Receipt tracking with date, vendor, and amount fields
- ✓Running totals per deduction category
Wedding Budget Planner
Plan your dream wedding without breaking the bank. This comprehensive planner covers every wedding expense category from venue and catering to flowers and photography. Track deposits, payments, and remaining balances for each vendor.
- ✓15+ pre-built wedding expense categories
- ✓Vendor contact and payment tracking
- ✓Deposit and payment schedule tracker
Moving Cost Estimator
Estimate and track every cost associated with your move. From moving company quotes to utility setup fees, security deposits, and travel expenses. Compare the true cost of living in your current location vs. your new one.
- ✓Pre-move expense tracker (deposits, movers, packing supplies)
- ✓Post-move expense tracker (utilities setup, repairs, furnishing)
- ✓Moving company quote comparison (up to 5 quotes)
Complete Financial Dashboard
The ultimate personal finance command center. 10 interconnected tabs covering budgeting, net worth tracking, investment portfolio, debt payoff, savings goals, retirement projections, and more. All tabs feed into a master dashboard with charts and KPIs.
- ✓Master dashboard with financial health KPIs
- ✓Monthly budget tracker with 50+ categories
- ✓Net worth tracker with historical trend chart
Rental Property ROI Analyzer
Analyze any rental property investment before you buy. Calculate cash-on-cash return, cap rate, cash flow projections, and total ROI over 1–30 years. Compare up to 5 properties side by side to find the best deal.
- ✓Cash-on-cash return and cap rate calculations
- ✓Monthly and annual cash flow projections
- ✓Mortgage payment and amortization schedule
Business Expense & Tax Tracker
Built for freelancers, contractors, and small business owners. Track all business income and expenses with automatic Schedule C categorization. Calculates estimated quarterly taxes and keeps you audit-ready year-round.
- ✓Income and expense tracking with auto-categorization
- ✓Schedule C expense categories pre-built
- ✓Quarterly estimated tax calculator (federal + state)
Retirement Planning Workbook
Plan your entire retirement with this comprehensive 8-tab workbook. From calculating how much you need to save, to modeling Social Security benefits, to planning your withdrawal strategy. Covers pre-retirement saving and post-retirement spending.
- ✓Retirement savings gap calculator
- ✓401(k) and IRA contribution optimizer
- ✓Social Security benefit estimator
Side Hustle Income Tracker
Track income from multiple side hustles, gig work, and freelance projects in one place. See which hustles earn the most per hour, track expenses for each, and calculate your true profit. Built for the multi-income earner.
- ✓Track up to 10 different income streams
- ✓Per-hustle revenue, expense, and profit tracking
- ✓Effective hourly rate calculator per income stream
Stock Options Calculator
Model the value of your stock options (ISOs and NSOs) under different scenarios. Calculate potential gains at various stock prices, model tax implications for both types, and plan your exercise strategy to minimize taxes.
- ✓ISO and NSO option modeling
- ✓Grant-by-grant tracking with vesting schedules
- ✓Exercise price vs. current/projected stock price analysis
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