NexTool
ProSpreadsheet4,287 downloads

Retirement Planning Workbook

4.9(514 reviews)

Plan your entire retirement with this comprehensive 8-tab workbook. From calculating how much you need to save, to modeling Social Security benefits, to planning your withdrawal strategy. Covers pre-retirement saving and post-retirement spending.

Features

  • Retirement savings gap calculator
  • 401(k) and IRA contribution optimizer
  • Social Security benefit estimator
  • Required Minimum Distribution (RMD) calculator
  • Retirement income stream planner
  • Healthcare cost estimator for retirement
  • Safe withdrawal rate modeler (3%/4%/5% scenarios)
  • Retirement lifestyle budget planner

What's Included

  • Retirement readiness assessment tab
  • Savings projection tab with charts
  • Contribution optimizer tab (401k/IRA/HSA)
  • Social Security estimator tab
  • Withdrawal strategy tab
  • Healthcare cost projection tab
  • Retirement budget tab
  • Legacy planning tab

Retirement planning workbook with savings projections and withdrawal strategy tabs

Pro Template

Upgrade to NexTool Pro to download this premium template (included with your subscription — valued at $24).

All Pro templates included with NexTool Pro subscription

Valued at $24 — included free with Pro

User Reviews

Exactly what I needed to get my finances organized. The formulas are well-built and easy to customize.

Sarah M.2 weeks ago

I've tried dozens of budget templates and this is by far the cleanest and most practical one.

James K.1 month ago

Very comprehensive. Took a few minutes to set up but once I did, it's been saving me hours every month.

Priya R.3 weeks ago

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Frequently Asked Questions

What format are the templates in?
Spreadsheet templates are in .xlsx format, compatible with Microsoft Excel, Google Sheets, and LibreOffice Calc. PDF templates are standard PDF files that can be viewed in any PDF reader and printed.
Can I use these templates with Google Sheets?
Yes! All spreadsheet templates work with Google Sheets. Simply upload the .xlsx file to Google Drive and open it with Google Sheets. All formulas and formatting will be preserved.
Are the free templates really free?
Yes, completely free with no strings attached. No credit card, no hidden fees. Some templates require an email address so we can send you updates and tips, but you can unsubscribe anytime.
Can I modify the templates?
Absolutely. All templates are fully editable. Add rows, change categories, adjust formulas — make them work for your specific financial situation.
What do I get with Pro templates?
Pro templates are our most comprehensive, multi-tab workbooks with advanced formulas, charts, and dashboards. They're included with a NexTool Pro subscription, which also gives you unlimited access to all 326+ calculators.

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